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Florida Flood Zones by County

Browse flood-risk profiles for all 67 Florida counties (35 coastal, 32 inland). Each page has a per-address FEMA lookup, hurricane history, and demographic data.

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Southeast Florida (Atlantic)

Densest population, extreme storm surge exposure on the Atlantic coast.

Southwest Florida (Gulf)

Cape Coral / Naples corridor — extreme surge from Gulf hurricanes (Charley, Ian, Helene, Milton).

Florida Keys

Low elevation islands; entire chain is in evacuation zones during hurricanes.

Big Bend (Gulf)

Sparse coast from Pasco up to Wakulla — recent landfall corridor for Idalia and Helene.

Florida Panhandle (Gulf)

Pensacola to Panama City — Ivan, Michael, Sally impact zone.

Northeast Florida (Atlantic)

Jacksonville south to Brevard — moderate surge, significant rain flooding from St. Johns River basin.

Inland Florida

No coast, low storm surge risk — flooding driven by rainfall, lakes, and river systems.

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FAQ

How many Florida counties have a flood-zone profile here?

All 67 Florida counties. Each page combines authoritative data — US Census population and major cities, OpenFEMA disaster declarations, FDEP coastal-county classification — with a per-address FEMA zone lookup tool.

Which Florida counties have the highest flood risk?

Coastal counties in Southeast Florida (Miami-Dade, Broward, Palm Beach), Southwest Florida (Lee, Collier, Sarasota), and the Florida Keys (Monroe) face extreme storm-surge risk. Inland counties have lower surge but still moderate rainfall flood risk.

Which counties are coastal vs inland?

Florida has 35 coastal counties (per FDEP) and 32 inland counties. Coastal counties touch either the Atlantic Ocean, the Gulf of Mexico, or the Florida Keys.

How current is this data?

Population from US Census ACS5 2023, city populations from US Census SUB-EST 2024, hurricane impact lists from OpenFEMA Disaster Declarations Summaries (live API). FEMA flood zone lookups are queried live from FEMA's National Flood Hazard Layer.

Need real numbers, not estimates?

Buying or selling property anywhere in Florida? A local agent can tell you how flood zone affects price, insurance, and closing.

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